Retail Replacement Valuation
What Does This Document Mean For Me?
All purchases made online at heartsonfire.com are accompanied by a Retail Replacement Valuation. This is not an appraisal, but a document signed by a certified Hearts On Fire gemologist stating the price (SRP) of the jewelry piece to be used for insurance purposes only.
Please note, the information contained in Hearts On Fire Retail Replacement Valuations represents the carefully determined opinion of the certified appraiser; however, quality descriptions of all gemstones are subjective and may vary from one expert to another.
Hearts On Fire includes this document with all online purchases because we encourage you to insure your diamond jewelry.
If you do not have homeowners insurance we suggest protecting your diamond by purchasing Perfect Circle® Jewelry Insurance coverage from Jewelers Mutual Insurance Company (www.PerfectCircleInsurance.com).