Should I Insure My Hearts On Fire Diamond Jewelry?
Insuring your diamond jewelry is a very wise idea. If your diamond jewelry is ever lost, stolen or damaged you have the peace of mind that you are protected. You will be provided (if you are not, you should request) a retail replacement valuation from the retailer you purchase your diamond jewelry from or from Hearts On Fire if you purchase on-line. This should be sent to the insurance company that provides your homeowner's insurance. They will add a rider to your existing policy and charge you annually an amount based on the retail replacement value. If you do not have homeowners insurance we suggest protecting your diamond by purchasing Perfect Circle® Jewelry Insurance coverage from Jewelers Mutual Insurance Company (www.PerfectCircleInsurance.com).